GREENSBORO, NC -- I don't want you to take this the wrong way, but are you average?

Certified Financial Planner Matt Logan says the average American makes $55,000 they have $17,000 in credit card debt they have about $30,000 in student loans and owe about $170,000 on their house.

“It's important to see because most people figure other folks have their financial lives figured out. We keep our financial lives so private you're scared to talk about it and see….am I normal?”

Logan says you don't need to have a complete overhaul of your life with this information but it can help you start to making small changes that add up big. For instance:

Make more than the minimum credit card payment
Put 20 bucks in savings a week
Put 20 bucks a week into a retirement fund

Matt Logan is a Representative with Matt Logan Inc and Summit Brokerage.