GREENSBORO, N.C. -- Cut costs without cutting corners for your child's next birthday party. Sounds impossible, right? Not if you do it the Debt Sucks way.
WFMY News 2's Financial Expert, Ja'Net Adams offers advice for parents who over do it on birthdays.
"We all have one!," said Adams. "When it comes to children's birthday parties they can be expensive especially when you don't prepare ahead of time. Whether you are the parent of the birthday child or an attendee at the party you can take some steps to keep you from spending a fortune on a birthday party!"
1. Don't wait until the last minute
"This is my biggest problem and I am sure a big problem for many of you," said Adams. "Your child may have told you six months ago where they wanted their birthday party, but you wait until two weeks or in my case a week before to start planning it. This lack of preparation will cause you to spend a lot of money because you don't have time to research and find discounts at the party place. When you wait to long you will pay the full price and the full price is a high one!"
2. Don't worry about impressing other people
"This tip is to help the parents of children six and under. Children at this age just want to hang out with their friends. They don't care that you create an expensive themed party. When parents do this it is usually to impress the guests because children in this age bracket usually are not going to remember the party. When children get to the age that JR is which he will be nine tomorrow is the time that you may have to head to the party places," Adams said.
3. The gift is your presence
"If you are attending a kid's birthday party you do not have to go broke. Clothes are the least expensive item for a birthday party and you don't have to pay full price. You can easily go to a clothing store and head to the 50% or more sale rack. I have always bought clothes for children and teenagers that are $5 or less! The child wants to see you more than that gift."
If you are trying to pay off debt do not let a child's birthday throw you off track. Believe it or not the greatest gift any child could receive is a secure financial future!
You can get more tips from Ja'Net Adams online, by clicking here.
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