Cyber Monday Offers Deals and Danger

11:53 PM, Nov 26, 2012   |    comments
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Greensboro, NC - The World Wide Web was full of deals on Cyber Monday, but it was also full of danger.

Read: Cybergangs Target Online Shoppers

To cut out the chance you'll have even more stress on your account this time of year, Greensboro Police Officer S.R. Little says you need to be careful of what sites you use to shop, and how you pay.

"When you're shopping on the internet, you need to first do your research and check out the website, check out the business, go to the Better Business Bureau, make sure that you check out any comments that people have left there because it could be some bad ratings," said Little. "Also, you want to make sure they have a security logo that's on there and that it's a secure shopping website."

Before you do your research, make sure your site is secure, Little warns.

You'll know it's safe if you see an "S" after the HTTP in the URL tab. Another protection to look for is security seal that will show up at checkout.

Often sites will ask you to become a member to make check out easier,  Little says that's OK, but never save your credit card information on sites even if they are secure.

To be sure you're fully protected, only make purchases from your computer. Little suggests having updated anti-spyware software.

"PayPal is, I would say, it is a good idea. You still have to make sure it's a secure website. The good thing about PayPal is that they do have the dispute area and [sites like] eBay will work with you to recover that money or settle that dispute," said Little.

If you don't use PayPal, opt for credit cards because debit cards don't offer the same protection.

Remember, a site will never ask for your social security, pin or account numbers.

If you become a victim of identity theft or financial card fraud, GPD suggests this:

-Report the crime to your local police department as soon as possible.

-Contact your financial institutions to protect your money.

-Put an alert of your credit files. This makes creditors and merchants take the extra steps to verify your identity.

-Obtain copies of your credit report on a regular basis.



WFMY News 2, GPD

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