Greensboro, NC -- You'd like to think you would be wise to the schemes out there. But every week we get calls from people who have lost money already or are thinking about what they could do with the money promised by a letter, check, email or text.
Take a look at the three schemes making their way through the community right now.
THE TEXT SCHEME
Just recently, Amanda and Bobby got this text: Call 813-508-7915 immediately. 478655xxxxxxAcct issue.
When called, they asked for debit card number, expiration date and 3 digit number on back to reactivate the card.
"When you hear something that there's been fraud charges or whatever you automatically go to thinking protect your money," says Amanda.
"The first thing she did when she got the text was grab the phone and start calling the 800 number," adds her husband Bobby.
Whoa! Stop right there. You might think you wouldn't make the call, but when the text includes your account number, it looks official.
The key to finding out if you have a problem or if it's a scheme:
Take the text to the bank or business.
Call the number on the back of your card, not the number in the text.
Once you figure it out you can make a police report, file a complaint with the Attorney General's office and let your phone carrier know about it.
THE CHECK IS IN THE MAIL SCHEME \
A 2WTK viewer got a $3,888 check in the mail. It came with a etter saying the viewer was"randomly selected" from a database of shoppers from "Wal-mart, Sears, Costco, Home Depot, Office Depot, Staples, Walgreens, Best Buy and Kmart".
We shop at those places. So, maybe this could be real? Here's the giveaway: the letter says part of this check is "for fees" payable "through transfer services of western union money and money gram".
Anytime they want you to wire money, don't! Here's what typically happens: you cash the check, then you take out money to wire and several days later your bank tells you the check bounced and you've just given your own money away.
THE EMAIL THAT PROMISES EASY MONEY
FB Harper says his son came to him saying, "I have this email that I can make $300 in a week by having my car wrapped. And I was like okay, let's see if this is a scam or not."
Harper's teen-aged son got what he thought was a job opportunity from AMP the energy drink. The check the company sent looked real so he called to check it out.
That's when he found out the company on the check was a luggage company!
"My son was upset because he was really hoping to get some easy money, and I told him, lesson learned, there is no easy money out there."
Again, the email instructed Harper's son to cash the check, keep some of it and wire the rest to a third party.
WFMY News 2