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If you're tired of lost baggage or dealing with an airline's customer service while you wait five days for that bag to be returned, today we work your perks.

Whether you travel for business or pleasure, a great new service we've tested will pay you $1,000 for each bag lost by any airline after four days it's missing.

The cost: $5 out of your pocket and peace of mind which we consider priceless. The fine print is easy to understand, the customer service is great and this baggage protection service from Blue Ribbon Bags is a fantastic concept.You don't have to provide proof of the contents and they even cover bags checked last minute at the gate! If you have a bag with a replacement value of $2,000, a $10 insurance fee is all you would need to pay per trip.

Find MattGranite on Twitter. www.twitter.com/mattgranite @MattGranite

Matt Granite is a consumer reporter with Gannett's WKYC station in Cleveland. His 'Work Your Perks' report offers tips to consumers on how to save money and features daily deals.

We do not get any financial compensation for mentioning any of these deals or companies. The only purpose of this segment is to save you money.

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