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Your stimulus #3 payment is headed to your account Wednesday

Why did it take so long? It has to do with the information you have or don't have on file with the IRS. How to get in the system.

GREENSBORO, N.C. — Let's answer the who, what, when, where, and why of Stimulus #3 payments this week.

  • Who: Social Security, SSI, SSDI beneficiaries who don't normally file taxes
  • What: The third stimulus payment
  • When: Projected date of payment by the IRS is April 7, 2021
  • Where: From the IRS to your bank account
  • Why: Well, that's a little more complicated. We'll get to that in a minute.

“What’s been a matter of concern has been the folks on SS and SSI not getting their payments. The IRS confirmed it will happen primarily by direct deposit on April 7,” said Mark Hensley, AARP NC, Triad Region.

The IRS confirms the third round of stimulus payments is on the way to folks. The money could be pending in your bank account right now, but will officially be released on April 7.

Now back to the why. Why are a lot of folks on SS, SSDI, and SSI just now getting their payments?

The IRS has a database. Anyone who has filed a return is in there.
The Social Security Administration has a database. Anyone getting benefits is in there. These two agencies don't have an open-door policy of sharing. There’s not one major database with all this information. One agency must request info from the other.

If you are on Social Security, but you file taxes, you most likely got your stimulus payment in the first week. The IRS has your info and they are the ones sending out the payments.  This leads to:

“It's good to get in the system. I had folks who hadn't filed in a few years and are on social security and we filed and they were able to get their stimulus money, so it's a good idea,” said Kevin Robinson, Robinson Tax & Accounting Services.

Get in the system. Even if you don't have to file taxes, file a return. It's free. A return could mean you get more stimulus money from stimulus one & two. Or it could mean you get your stimulus money faster if there is another payment.