GREENSBORO, N.C. -- You need more money for college, but you're not sure where to look and you're running out of time.

Good thing Ja'Net Adams can help. Adams wrote the book, Debt Sucks: A College Student's Guide To Winning With Money So They Can Live Their Dreams. She says you should start hunting for scholarships right now.

"Over the past month, I have received message after message from high school seniors or the parents of high school seniors. They all ask me the same question. How do they find more money for college?," said Adams. "I always say better late than never."

She offers these three tips:

1. Search for scholarships everywhere:

"Student loan debt is real. It cannot be paid back in Monopoly money so you need a plan to find real money to pay for it," said Adams. High school students should be looking at websites like as well as searching within their community for local scholarships.

"The student should also be searching Twitter for scholarships. There are people like Jessica Velasco on Twitter that all she does is share college scholarships."

2. Get a job:

Graduation is a couple of weeks away and that means you don't have long to find a summer job. "The money from that summer job should not be used for your new wardrobe, but it should be saved for college expenses like books and other materials," said Adams.

3. Repeat!:

"This summer is not the only time you will have a job. This is not the only time you will be searching for scholarships. It is ongoing until you walk across the college graduation stage," she added. Students debt will not stop while you continue to attend college, so you can't stop finding the real money to pay for it.

You can get in touch with Ja'Net Adams by visiting her website:

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